← Blog · September 12, 2026 · 4 min read

Free vs Lite vs Pro: how to actually decide

Every Vaultherit tier — Free, Lite, and Pro — runs the identical encryption: XChaCha20-Poly1305 with Argon2id key derivation, zero telemetry by default, the same audit log and CSV import. Nothing about security is held back on a lower tier. The difference between tiers is scope: how many of the 23 record types you can use, and whether the vault handles just your everyday accounts or your entire financial and family picture.

Free: explore first, commit to nothing

Free isn't a time-limited trial — it's permanent. You can browse all 7 categories and all 23 record types to see exactly how the vault is organized, and add unlimited real entries to 3 of them: Contact, Vehicle, and Subscription/recurring payment. No card required. If you just want to understand what Vaultherit actually is before deciding anything, this is the honest way to do that.

Lite (₹4,999, one-time): your everyday encrypted vault

Lite is the right fit if the question you're answering is "I want my logins, passkeys, bank accounts, subscriptions, and identity documents in one encrypted place, synced across my own devices." That's 13 record types, multi-device sync via a folder you choose, and — because it's a genuinely nice bonus most vaults charge extra for — the Android app free alongside your Windows license.

Pro (₹9,999, one-time): the full life-vault system

Pro is the answer if the question is bigger than "my accounts" — if it's "what happens to all of this, and who can reach it, if something happens to me." That's everything in Lite, plus 10 more record types (investments, high-value property, family & household), M-of-N multi-factor unlock, a hidden second profile, and the full digital-legacy and financial-planning suite: emergency access key, dead-man's-switch, recovery shares, net worth tracking, and a retirement/FIRE calculator.

The one-question version

If you're still unsure, the quick quiz on the pricing page collapses this to a single question — "just for me" vs. "family & legacy planning too" — and points you at the right tier directly. Both Lite and Pro are one-time purchases, not subscriptions, and both are covered by a 30-day money-back guarantee if it turns out you picked wrong.

Ready to see it for yourself?

Get Vaultherit Free →

Before you go —

Free lets you explore every category and start with 3 record types, no card needed. Worth trying before you decide.

Get Vaultherit Free