Everything Vaultherit can do for you

The password you set up at the start. Always required, on every tier — this is the one credential every other unlock method wraps around.

A convenience toggle (Settings → Auto-lock & Access) that lets your device's fingerprint or face unlock stand in for typing your password — it's a shortcut to your existing password, stored behind your device's own secure hardware, not a separate credential.

Shown once at setup (see Quick Start) and always able to unlock your vault, no matter what else has changed. You can generate a new one any time from Settings, which retires the old one.

Set a second, independent password so a family member can unlock the same vault with their own password — the app tries it automatically if your main password doesn't match.

Generates a separate recovery phrase meant to be printed and given to one trusted person, for use only in a genuine emergency. You can also record a short voice or video message here, encrypted inside the vault, for whoever eventually uses this key.

Require a physical USB security key (FIDO2/CTAP2) alongside your password. This mode and the "unlock factors" mode below are mutually exclusive — pick one.

Instead of always needing every credential, require any two (or three) of: password, biometric, hardware key. Useful if you want redundancy without needing all of them every single time.

Splits your recovery phrase (or a fresh emergency key) into several separate pieces using real cryptographic secret-sharing — no single piece reveals anything on its own, but any agreed number of them together can unlock your vault. Useful for splitting access between several trusted family members, so no one person alone holds the key.

Sets up a second, completely independent vault that doesn't appear in your normal profile list. Typing that profile's own password on the unlock screen opens it instead of your main vault — indistinguishable from a normal unlock to anyone watching.

Two independent layers: the app always gently reminds you if you haven't opened your vault in 90 days, and (optional, Pro, under Settings → Monitoring) it can automatically notify a nominee's email after a chosen period of silence — the only feature that shares anything with a third party off your device.

One switch (Settings → Auto-lock & Access) that bundles a stricter set of defaults: 30-second auto-lock, instant lock the moment you switch away from the app, a mandatory re-confirmation before revealing any secret field, and a shorter clipboard-clear delay.

Allow screenshots (off by default on Android) and Auto-clear clipboard (on by default, 30 seconds — 5 under Maximum Security Mode) stop a copied password or a screenshot from lingering longer than you need it.

Guided checklists for major milestones — marriage, a new child, buying property, retirement — each step linking straight into the relevant place in the app (Estate Summary, Emergency Access, adding a Property or Legal Document, and so on).

One screen answering "who inherits what" — pulling together every item's nominee field in one place, alongside a free-text "Wishes & final instructions" note.

Generates a single printable PDF booklet — nominee summary, net worth, legal documents, your wishes note, and optionally your recovery key — meant to be printed and stored somewhere safe.

A real, multi-generation family tree built from the Family Tree Member records you add, exportable as a PDF diagram.

A single 0–100 score on your home screen showing how prepared your vault is for succession — how much of it comes from nominees being set, Emergency Access being configured, the dead-man's-switch being on, and recovery shares being set up — with a checklist of exactly what's still missing.

One running total across every bank balance, investment, property and loan you've recorded, with a historical trend chart and celebratory milestones as you cross ₹1L, 5L, 10L, 50L and 1Cr.

Set named targets with an amount and optional date, tracked against your net worth as it grows.

Projects your retirement corpus from your current savings and monthly investments, compared against a target based on your annual expenses.

Compares your actual mix of bank/investments/property/crypto against target percentages you set, so you can see where you've drifted.

Tracks your contributions against adjustable deduction limits, so you can see your remaining headroom at a glance. (General guidance, not authoritative tax advice.)

Matches disposals against your original purchase lots and estimates gains using adjustable short/long-term rates.

A month-by-month payoff schedule for any loan, and a clear warning if the numbers you've entered don't actually pay it off.

Set a monthly limit per expense category and see actual spend against it; the app also flags a category whose latest month is unusually high compared to your own recent average, and any subscription you haven't reviewed in 6 months.

Adds up your total sum-assured across policies and compares it to a recommended multiple of your income, flagging a gap if you're under-insured.

Searches every field of every item at once, and understands shortcuts like expiring soon, category:vehicle, or tag:work.

Take a photo of a document and the app reads the text on-device (nothing uploaded) — usable for search, for pulling ID numbers straight into a new Identity Document as editable suggestions, or for reading a receipt's vendor/total/date into a new expense.

On Android, Vaultherit plugs into the system Autofill framework and offers your saved logins inside other apps and browsers automatically. On Windows, a companion browser extension exchanges fill/save requests with the app — every action is explicit, never silent.

A small, always-available window for instantly searching your vault or jumping to Security Dashboard, Settings, Backup, the Audit Log, or locking the vault — without opening the full app window.

Types a saved username/password directly into whatever field has focus, like pressing the keys yourself — useful for apps that don't support copy-paste into password fields.

Long-press the app icon for up to 4 home-screen shortcuts to your favourite logins with a 2FA code, jumping straight to the item with the code already copied.

Every save keeps a rolling window of up to 10 recent local snapshots automatically — no setup needed. Manual export/import of the full vault file is also always available.

Automatically writes an encrypted backup to a folder you choose — point it at a folder already synced by OneDrive, Google Drive or Dropbox, and you get cloud backup without Vaultherit needing its own cloud integration.

A simpler one-click alternative: uploads your already-encrypted vault file to Vaultherit's own server as a single latest backup. The server only ever sees encrypted bytes — never your password or your data.

Push or pull your vault file to/from a folder shared between your devices (again, "bring your own cloud" — no account needed). If both devices changed the same item since the last sync, you'll be shown exactly what differs and asked which version to keep — nothing is silently overwritten.

Copies your app preferences — security toggles, budget limits — from an old device to a new one by scanning a QR code. This never transfers your actual vault data, only settings.

Pick specific fields from one item and turn them into a QR code another Vaultherit device can scan — a one-time snapshot, not a live link, optionally set to expire.

Flags weak passwords, reused passwords, expired or soon-to-expire items, and anything you haven't touched in a long time — all in one place.

Checks a password against known data breaches using a privacy-preserving method — only a short scrambled fragment of the password ever leaves your device, never the password itself. Can run automatically (optional) or on demand.

Flags duplicate items, duplicate attached files, reused passwords, and cases where the same username/email/phone appears across several accounts.

A record of unlocks, failed unlock attempts, secret-field reveals, exports, and imports — so you can see exactly what's happened in your vault.

Daily snapshots of your weak/reused/expired item counts, charted over time, so you can see whether your vault's health is improving.

"Verify vault now" detects if your vault file has been rolled back to an older version — a sign of an unexpected restore or tampering.

Run several completely independent vaults (e.g. personal and business) from the same app, switchable from Settings — this is also the foundation the Hidden Profile feature builds on.

A unified calendar of every dated item (expiries, renewals, due dates), plus fully custom one-off reminders you set yourself.

Three quick shakes of your phone instantly locks the vault — always on, no setup.

Set your display currency app-wide (default ₹ INR), with individual bank accounts and crypto holdings able to carry their own foreign-currency values, kept in sync.